As a part of the Atome Financial group companies, Kredit Pintar is a licensed information technology-based lending and borrowing service provider under the supervision of the Financial Services Authority (OJK) and has been operating since 2017.
Kredit Pintar has disbursed a total loan of more than IDR 27 trillion, with half of its customers borrowing money for small business capital or education purposes. Kredit Pintar has accommodated eight million customers since it was founded.
“We continue to provide easy, fast, and most affordable loans for customers. We look forward to more Indonesians enjoying our digital banking facilities. We have provided the MotionBanking system as part of MNC Bank,” said Wawan Salum, CEO of Atome Financial Indonesia.
MotionBanking customers can access Smart Credit loans without leaving the application; thus, loan applications can be processed immediately. MotionBanking’s full biometric onboarding capabilities enable new users to only use an electronic Identity Card (e-KTP) to register, fill in personal data and take a selfie while holding an e-KTP.